We are also signing up for Perk Street right now (I’m writing this while my hubs is entering his info). I have all our regular bills set up to auto-pay in ING and it is so great. I get paid weekly and he gets a pay check every other week, so I have a 1/4 of each bill transferred into a sub-account and once a month, the entire amount transferred BACK to checking so they can pay payday loans without credit check. It’s all automated at gshloans.com and it’s a beautiful thing!! I am hoping to get groceries and gas money transferred to Perk Street so we can use it just for the daily stuff.